MnSCU - IFO Master Agreement 1999-2001

Appendix F - Open Enrollment and Disability Insurance

Note: in the printed version of the Master Agreement, this appendix appears as a photocopied memo. This is a transcription of that memo.

August 15, 1995

Edgar Twedt, President
Inter-Faculty Organization
165 Western Avenue, Suite 8
St. Paul, MN 55102-4613

Dear Mr. Twedt:

This letter confirms our understanding regarding open enrollments (without evidence of insurability) that will be held in the fall of 1995 for certain optional insurance coverages:

1. Optional Employee Life Insurance. There will be an open enrollment for employees who currently have optional employee life insurance based on the amount the employee currently has in force, as follows:
   
   

   Now Insured for	May Add
   $5,000 to $39,999	$5,000
   $40,000 to $59,999	$10,000
   $60,000 to $79,999	$15,000
   $80,000 to $99,999	$20,000
   $100,000 or more	$25,000

   
   The total coverage in force cannot exceed the plan maximum of $300,000.
   
   
2. Optional Short-Term Disability Insurance. There will be an open enrollment for employees who currently have optional short-term disability insurance. These employees may purchase additional amounts of monthly benefit in $100 increments up to a maximum of $500 of additional monthly benefit. In no event may an employee's total monthly benefit exceed two thirds of the employee's monthly salary.

For both of the above coverages, the employee must be actively at work, and working at least 20 hours per week for the increase to become effective. No open enrollments will be held for any of the other optional coverages including spouse and child life and accidental death and dismemberment insurance.

Sincerely,

John Kuderka
Assistant Chief Labor Negotiator